Replacing the HVAC equipment in your Niles, OH, home doesn’t have to cost a fortune. You can shop for high-quality heat pumps, air conditioners, furnaces and more without breaking the bank or compromising on efficiency, ease of maintenance or smart capabilities. With HVAC financing, you’ll have lower upfront costs and the ability to target options at higher price points. Read on to explore four solid reasons to consider HVAC financing today.


1. Spend Less Out of Pocket Right Now

Getting HVAC financing can mean the difference between parting with several hundred dollars and spending several thousand to get your replacement project off the ground. Depending on where you shop for financing, you can even find funding offers that don’t require any upfront spending at all. With low interest rates, reasonable repayment plans and easy terms for qualifying, HVAC financing can take the stress out of both urgent and planned HVAC installations.


2. Stop Putting Essential HVAC Replacements Off

As heaters and air conditioners near the end of their lifespans, they usually become increasingly noisy. If turning your furnace or AC on fills your home with loud banging, clanging, popping, whirring or humming sounds, now is a great time to swap it out. 


Given that most heaters and air conditioners experience the majority of their repair issues within the last two years of their service lives, replacing aging units can save you money. You’ll enjoy better temperature and humidity control, improved air filtration, as well as even and consistent HVAC performance. Best of all, you’ll no longer have to contend with age-related problems, like:


Condensation-covered windows

Diminished indoor air quality (IAQ)

Higher-than-average home energy bills

Hot and cold spots

Recurring problems, like short cycling and overheating


In some instances, such as with fuel-combusting furnaces, delaying HVAC replacements can pose a safety hazard. Thus, applying for financing rather than putting off your furnace replacement could create a safer and healthier home overall.


3. Shop For the HVAC Features, Functions, and Level of Efficiency You Need

Although you might have the budget for purchasing an entry-level heat pump or a mid-efficiency furnace outright, doing so could result in far more spending over time. With energy prices on the rise, it makes sense to target HVAC equipment with excellent efficiency ratings. With financing, you’ll have access to furnaces with annual fuel utilization efficiency (AFUE) ratings of up to 98.5%, air conditioners with high seasonal energy efficiency ratio (SEER) ratings, and heat pumps with impressive heating seasonal performance factor (HSPF) ratings. You can also look for models with variable-speed motors, smart capabilities and more. 


Add Value to Your Home

Installing new HVAC equipment in your home is a great way to increase its marketability and value. If you haven’t replaced your heater or air conditioner in more than 20 years, doing so now will put your property back on par with current market standards. Getting financing for this project will help you make the most of this opportunity by giving you access to high-performing ENERGY STAR-rated options that are guaranteed to capture buyers’ attention should you ever sell.


4. Have More Cash for Other HVAC Improvements

If you’ve been setting money aside for your next big home improvement project, financing will ensure that you don’t spend it all on your HVAC system. With their lower upfront costs, financed HVAC replacements can help homeowners retain savings for plumbing emergencies, roof failure and other unexpected repairs or updates. Getting financing will additionally make it easier to pay for all the necessary building and ductwork modifications for supporting high-efficiency heating and cooling equipment.


Consider New Ductwork

While most heaters and air conditioners last between 15 and 25 years, HVAC air ducts typically last between 10 and 15 years. Spending less out of pocket could leave you with sufficient cash to replace your HVAC ducting. Having all-new ductwork installed at the time of heater or AC replacement allows HVAC technicians to streamline these installations from end to end.


Integrated HVAC Accessories

Replacing heating and cooling equipment and making ductwork repairs, refinements or upgrades is also a chance to take care of ongoing IAQ issues. If there’s someone in your home with allergies, asthma or another respiratory condition, you might want to add an air purifier, air scrubber or UV sanitization lights to your ducting. Although HVAC financing won’t pay for these IAQ upgrades, it will leave you with more cash in hand to make them.


We’ve been proudly serving Niles, OH, since 1960. We offer top-notch heating, plumbing, cooling and indoor air quality services. To sign up for our preventative maintenance plan or take advantage of our current financing offers, get in touch with A To Z Dependable Services now.

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